How to File Income Tax Returns Online in India – FY 2024–25 Guide

Filing income tax returns might sound daunting, but with the right ITR guide India, the process becomes much simpler—especially when done online. Whether you’re a salaried individual, freelancer, or business owner, understanding the e-filing steps will help you avoid penalties and stay tax-compliant.

Let’s walk you through how to file income tax returns online for Financial Year 2024–25 in the easiest way possible.

Who Needs to File an ITR?

Before jumping into the process, let’s clarify who is required to file income tax returns in India:

Documents You’ll Need Before Filing

Before you begin the process of how to file income tax returns online, ensure you have the following documents ready:

• PAN card and Aadhaar card

• Bank account details (preferably linked with PAN)

• Form 16 (from employer)

• Form 26AS (TDS summary)

• Salary slips or income proof

• Investment proofs (80C, 80D, etc.)

• Interest certificates (FD, savings, etc.)

• Capital gains details (if any)

Step-by-Step Guide: How to File Income Tax Returns Online

Here’s a simple ITR guide India tailored for FY 2024–25:

1. Visit the Income Tax e-Filing Portal

• Go to https://www.incometax.gov.in

• Click on “Login” and enter your credentials (PAN as user ID)

2. Choose the Correct ITR Form

Depending on your income type, select the right form:

3. Select “File Income Tax Return”

• Choose Assessment Year 2025–26

• Choose Online mode

• Select your status (Individual/HUF/Others)

4. Fill in Your Details

• Personal information

• Salary, interest income, capital gains

• Deductions under Chapter VI-A

• Taxes paid (TDS, advance tax)

5. Verify Tax Summary

• Check for any outstanding tax payable or refunds

• Use the “Tax Calculator” if unsure

6. Preview and Submit

• Cross-verify all data

• Click Submit

7. E-Verify Your Return

Choose any of the following methods:

• Aadhaar OTP

• Net banking

• Demat account verification

• Bank ATM or Digital Signature

Key Tips for Smooth E-Filing

To avoid errors while following the e-filing steps, keep these tips in mind:

• Match TDS with Form 26AS

• Double-check deductions and exemptions

• Never ignore the verification step—your return isn’t complete without it

• Save the acknowledgment (ITR-V) for your records

Important Deadlines – FY 2024–25

FAQs

1. What happens if I miss the ITR deadline?

You can still file a belated return before 31st December 2025, but a penalty of up to ₹5,000 may apply.

2. Is it mandatory to link Aadhaar with PAN for filing ITR?

Yes, your Aadhaar must be linked with PAN. Without it, you won’t be able to proceed with e-filing.

3. Can I file ITR myself without a CA?

Absolutely. This ITR guide India is designed for self-filing. As long as you follow the e-filing steps and use correct data, you don’t need a CA for basic returns.

4. What is the most common mistake while filing ITR?

The biggest error is not verifying your return after submission. Without verification, your ITR is considered invalid.

Final Thoughts

Understanding how to file income tax returns online in India is crucial for financial planning and compliance. The e-filing system has made it incredibly easy and accessible—even for first-time filers. With this comprehensive ITR guide India, you’re well-equipped to navigate the process confidently.

If you haven’t filed your ITR yet for FY 2024–25, now’s the time. Stay organized, file early, and enjoy a hassle-free experience.

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